INVEST WITH MCA
MCA provides accredited investors a wide variety of co-investing and partnering opportunities with both fixed and variable return features. Investment vehicles include private debt, preferred equity and factoring.
MCA has been managing private debt investment funds for nearly two decades. These funds are focused on providing term debt financing of $750,000 - $2,000,000 to lower middle operating entities for which traditional financing options are limited or unavailable. MCA's experienced deal team identifies, assesses, selects, structures and monitors fund investments and actively works with company management to preserve fund investments. Structured as a limited partnership, a new fund is formed approximately every 2 years with a targeted fund size of $15 million. Investment is open to accredited investors in amounts ranging from $50,000 to $500,000+. Historically, these funds have generated returns in the range of 12-15% over their typical 6 to year life. Investors earn an annual preferred return of 10%, paid quarterly until all capital is returned, typically within 4 years. Investors receive a quarterly report of fund performance and timely annual K-1's. If you are interested in learning more about the MCA debt funds, please contact Larry Calton at .
MCA, as lead investor, identifies and qualifies investment opportunities and typically commits to investing 15-25% of the investment commitment. Each deal is structured to provide current returns with yields commensurate with the risk taken. If interested in learning more about Special Opportunity, direct investing with MCA, please contact Larry Calton at .
MCA makes select, direct private equity investments on a stand-alone basis or with investment partners. Investment candidates are typically lower middle-market operating entities seeking $500,000 - $3,000,000. Investment is structured as controlling interest, preferred equity with a waterfall feature that allows owner-managers to "claw-back" ownership based on company performance and investor returns. Participation in these investments by accredited investors is performed alongside MCA, and individual investment amounts range from $100,000 - $500,000+. The MCA investment syndicate usually has at least one Board seat post-investment and the MCA deal team provides active, post-closing company oversight.
MCA can lead or participate in select, one-off debt financing transactions where unique and flexible deal structures are needed. Most common are short-term, current return, bridge and mezzanine loans to operating companies with a $500,000 - $5,000,000 cash requirement to carry them through a significant refinance or M&A transaction. Structure is typically a 6-24 month promissory note paying monthly or quarterly interest in the range of 12-14% (annually), a 1-2% transaction fee and a prepayment penalty for loan with a term of 9 months or less. Individual investment amounts range from $100,000 - $1,000,000.
MCA manages MCA Financial Solutions, LLC, which offers accounts receivable and purchase order financing to lower, middle market companies. Factoring lines range from $250,000 - $1,000,000 and target businesses with low volumn, high value individual transactions. MCA partners with accredited investors in order to provide debt financing to MCA Financial Solutions through individual promissory notes. Each note pays quarterly interest based on an annual rate of 12% and contains a "put" feature, allowing investors, with 90 days notice, to liquidate their investment. If you are interested in learning more about investing in MCA Financial Solutions, please contact Myra Flick at .